share of wallet_

Q-Commerce is here to stay, what impact is it having on mainstream competitors?

Quick Commerce has enjoyed rapid growth over the past couple of years, with nascent organisations enjoying sizeable valuations. Getir was valued at $12bn in March 2022 in their Series E; Gorillas was valued at $2.1bn in October 2021 in their Series C, and Zapp has raised over $300m. Whilst the volatile economic environment is challenging...

08 September 2022

Where do we go from here for BNPL?

Buy Now Pay Later (BNPL) is the latest reincarnation of consumer borrowing and has quickly dominated the conscience of the consumer, the media, concerned regulators and incumbent mobile/electronic payment platforms and wallets. Here, I briefly trace the origins of consumer debt for context and then bring the narrative forward to a current review of the...

11 August 2022