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UK and Germany Spend Insight Report 01 – 08 Aug 2022

In this week’s report, spend in the UK was up 2% versus 2021 (YoY*) and up 9% versus 2019 (Yo3Y**). Spend in Germany was up 7% YoY and up 12% Yo3Y. In the UK, while rising fuel costs have remained a key trend through 2022, in recent weeks prices have shown signs of moderating. In Germany, Public Transport spend has shown some improvement in recent weeks after tracking in line with last year for most of the summer.

12 August 2022

Weekly Spend Report

Where do we go from here for BNPL?

Buy Now Pay Later (BNPL) is the latest reincarnation of consumer borrowing and has quickly dominated the conscience of the consumer, the media, concerned regulators and incumbent mobile/electronic payment platforms and wallets. Here, I briefly trace the origins of consumer debt for context and then bring the narrative forward to a current review of the...

11 August 2022

Data Science

UK and Germany Spend Insight Report 25 – 31 Jul 2022

In this week’s report, spend in the UK was up 3% versus 2021 (YoY) and up 9% versus 2019 (Yo3Y). Spend in Germany was up 7% YoY and up 16% Yo3Y. In the UK, Travel spend growth remains resilient while High Street and Clothing & Apparel category spend has been lower YoY through July. In Germany, Travel spend remains well above last year and High Street and Clothing & Apparel declines are less significant than in the UK.

04 August 2022

Weekly Spend Report

Amazon Prime Day sees UK card transactions increase by 12%

Amazon held its annual Prime Day event on the 12/13th July this year. In an environment where online spending has continued to decline from the highs reached in 2020 and 2021 and the current cost-of- living crisis is biting hard, we were curious to know whether this squeeze on incomes might have dulled the consumer...

04 August 2022

Market Insights

Micro Data Grocery Analysis – The Day Aldi Came to Town

The current cost of living crisis has seen a significant shift in consumer spending patterns as household budgets have been increasingly squeezed. The Grocery sector traditionally acts as a reliable barometer for the wider economy, so it’s perhaps unsurprising that since April, there has been a noticeable shift in consumer spend towards Discounters – Aldi,...

18 July 2022

Market Insights

Anonymized Transaction Data is Essential for Global Economic Health

Fable Data was recognized by the Hedge Fund Industry as the *Best European Alternative Data Supplier 2021. Put simply we are experts at supplying and interpreting anonymized real time banking and credit card data. This strength enables us to have a finger on the pulse of the latest global economic and market insights. And why...

07 July 2022

Data Science

Fable Data on the RMT rail strikes: London commuter transactions plunge by up to 28% during national rail strikes

(Press Release) Fable Data on the RMT rail strikes: London commuter transactions plunge by up to 28% during national rail strikes Fable Data 6 July 2022 Fable Data, the London based award-winning consumer transaction data specialist, has today released figures that show transaction volumes across London’s transport network declined by up to 28% during the...

06 July 2022

Press

Grocery demand soars whilst takeaway delivery growth moderates

The shelves of Grocery stores have been emptied as consumers rush to buy up food and medicine despite retailers assuring the public that there is no need to panic. It has been difficult to get an online grocery delivery slot as demand has soared. Consumer behaviour is changing rapidly. Our hypothesis was that UK consumers...

13 June 2022

Market Insights

Death notices for the city are premature

Move further into the realms of leisure, and the numbers keep rising [...] spending in its pubs and restaurants is now tracking above where it was in 2019, according to figures from Fable Data.

20 May 2022

Press

Deutsche Bundesbank includes Fable Data in their Weekly Activity Index

Fable Data announces that the Bundesbank has included our real-time anonymized transaction data in their Weekly Activity Index. For more details about their Wöchentlicher Aktivitätsindex, click here. Fable Data was the first to bring this powerful form of data to the European market, and is delighted to be able to support the work of the...

14 May 2022

Market Insights

The magic behind an optimised consumer spending panel

At Fable Data we have been very busy working to meet the demand for anonymous European spending data. 2019 was a particularly busy year for us as we onboarded numerous data partners from far and wide across Europe to form our inaugural large scale spending panel. Throughout the last 12 months, as the opportunity for...

09 May 2022

Data Science

Great cancellation spreads beyond Netflix

Swedish rival H&M last month also reported a sudden slowdown in sales growth. Spending on apparel has dropped below 2019 levels in the UK, according to data provider Fable.

23 April 2022

Press

Fable Data Wins Best Alternative Data Provider

The prestigious HFM European Technology Awards recognise and reward hedge fund service providers who have demonstrated exceptional client service, innovation and strong and sustainable business growth over the past 12 months. Fable Data is proud to have won Best Alternative Data Provider 2021, in recognition of our cutting edge technology and market-leading products. We enable...

06 April 2022

Press

CDO Magazine ‘Data for Good Global Summit 2022’

Hear Fable Data speak at CDO Magazine’s ‘Data for Good Summit’ 10 March 2022, on the topic of ‘Anonymised Transaction Data as a Force for Good’. We discussed our pro-bono work with the world’s leading economic and financial institutions. Watch the recording here.

22 March 2022

Partner research

There has never been a better time to monetise anonymised data

Retail banks are being squeezed by the rising costs of digitisation combined with reducing margins from traditional revenue streams. Anonymised datasets present a significant opportunity to create new, high-margin revenue, while driving more informed decisions for business and government, and broad economic and societal benefits. Four years ago, I was a strategy consultant, working with...

03 January 2022

Data Science

Growth in UK economic activity drops to 10-month low, survey finds

Airline spending was 39 per cent lower in the week to December 12 than in the equivalent week of 2019, compared with a shortfall of 20 per cent the previous month, according to Fable Data, a company that tracks bank transactions.

16 December 2021

Press

Covid curbs will have limited impact on UK recovery, say economists

Separate debit card figures, compiled by Fable Data, showed that household spending recovered strongly in the week ending December 5 to be 10.7 per cent higher than the equivalent week in 2019.

09 December 2021

Press

Earnest Research and Fable Data ‘Spending in a Pandemic across the US, UK, and Germany’

Fable Data has partnered with Earnest Research to report on changes in consumer spending during the pandemic across the US, UK and Germany.

06 December 2021

Partner research

group-of-multiethnic-business-people-working-at-busy-modern-office

Bank of International Settlements ‘Data Science in Central Banking’ Workshop

Per Nymand-Andersen, adviser to the European Central Bank and Fable Data, recently spoke about the potential for real-time spending data to inform monetary policy at a BIS event on ‘Data Science in Central Banking’. View his presentation – Part 1, Session 3.1 – here

06 December 2021

Partner research

John Gathergood, Fabian Gunzinger, Benedict Guttman-Kenney, Edika Quispe-Torreblanca, Neil Stewart ‘Levelling Down and the COVID-19 Lockdowns: Uneven Regional Recovery in UK Consumer Spending’

This research from John Gathergood et al. looks at the varying rates of recovery in consumer spending across UK regions in the second half of 2020

06 December 2021

Partner research

Insights Centre_

UK and Germany Spend Insight Report 01 – 08 Aug 2022

Where do we go from here for BNPL?

UK and Germany Spend Insight Report 25 – 31 Jul 2022

Amazon Prime Day sees UK card transactions increase by 12%

Micro Data Grocery Analysis – The Day Aldi Came to Town

Anonymized Transaction Data is Essential for Global Economic Health

Fable Data on the RMT rail strikes: London commuter transactions plunge by up to 28% during national rail strikes

Grocery demand soars whilst takeaway delivery growth moderates

Death notices for the city are premature

Deutsche Bundesbank includes Fable Data in their Weekly Activity Index

The magic behind an optimised consumer spending panel

Great cancellation spreads beyond Netflix

Fable Data Wins Best Alternative Data Provider

CDO Magazine ‘Data for Good Global Summit 2022’

There has never been a better time to monetise anonymised data

Growth in UK economic activity drops to 10-month low, survey finds

Covid curbs will have limited impact on UK recovery, say economists

Earnest Research and Fable Data ‘Spending in a Pandemic across the US, UK, and Germany’

Bank of International Settlements ‘Data Science in Central Banking’ Workshop

John Gathergood, Fabian Gunzinger, Benedict Guttman-Kenney, Edika Quispe-Torreblanca, Neil Stewart ‘Levelling Down and the COVID-19 Lockdowns: Uneven Regional Recovery in UK Consumer Spending’

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